Persepsi Petani Terhadap Asuransi Pertanian Sebagai Upaya Meminimalkan Risiko Gagal Panen di Lahan Sawah (Studi Kasus Petani Padi di Kabupaten OKI Sumatera Selatan)

Nurilla Elysa Putri, Muhammad Yamin, Eries Anggraini, Ary Hayati

Abstract


Agricultural insurance is one solution for farmers to minimize the risk of crop failure. The condition of climate change, especially flooding that occurs in paddy fields, of course requires an effort to minimize the risk of crop failure for farmers, one of the efforts that have been made is to provide agricultural insurance for farmers. In Ogan Komering Ilir (OKI) Regency this agricultural insurance program has been implemented. Therefore research or study is needed on farmers 'perceptions of agricultural insurance as an effort to minimize the risk of crop failure, so the purpose of this study is to measure farmers' perceptions of agricultural insurance as an effort to minimize the risk of crop failure in rice fields.  Identify what factors support and hinder the implementation of insurance and formulate recommendations for developing agricultural insurance that can be done.  Hasil dari penelitian ini menujukkan bahwa Persepsi Petani terhadap asuransi Pertanian secara umum sangat baik. Indikator yang masih perlu diperbaiki adalah sosialisasi asuransi pertanian yang baru dilakukan satu kali serta perbaikan pada jumlah klaim asuransi yang diajukan petani baik dari lamanya waktu pembayaran maupun dalam jumlah klaim yang dibayarkan. Rekomendasi pengembangan program yang diprioritaskan agar asuransi pertanian dapat berkelanjutan adalah kegiatan sosialisasi secara berkala dari pihak perusahaan penyedian asuransi pertanian, pemilahan tingkat premi dan klaim berdasarkan tipologi lahan, peninjauan langsung oleh pihak asuransi saat ada klaim yang diajukan petani sehingga lebih objektif.


Keywords


Persepsi, Asuransi Pertanian, Risiko, Gagal panen, Lahan Sawah

Full Text:

PDF

References


Assauri, Sofjan. 2004. Manajemen Produksi dan Operasi Edisi Revisi 2004. Lembaga Penerbit FE-UI, Jakarta.

Baumol, J.W., 1972, Economics Theory And Operation Analysis. 3th Ed. Premtice Hall. Inc. New Jersey

Djunaedi. 2016. Analisis Asuransi Pertanian Di Indonesia: Konsep, Tantangan Dan Prospek. Http://Samarinda.Lan.Go.Id/Jba/Index.Php/Jba/Article/View/209

Freeman III, A.M., 1996, Evaluating Changes in Risk and Risk Perceptions by Revealed Preference.dalam The Handbook of Environmental Economics edited by Bromley, D.W. 1996, Blackwaell, Oxford, UK.

Hanslow, K., et al., 2014. Economic Impact of Climate Change on Australia Dairy Sector. The Australian Journal of Agriculture and Resources Economics, 58, hal. 66-

Jacoby, G. H., and E. Skoufias, 1998, Testing Theory of Consumption Behavior Using Information on Aggregate Shock: Income Seasonality and Rainfaal in Rural India, American Journal of Agricultural Economics, Vol.80, No.1, February 1998.

Koutsoyiannis, A., 1987, Modern Microeconomics, Macmillan, London.

Ligon, E., J. Thomas and T. Worrall, 1998, Mutual Insurence and individual saving with limited commitment, dalam Dercon Stefdn, 2001, Income risk, coping strategies and safety nets, Center for The Study of African Economies, Oxfort University.

Lambert, D.K., and Mc. Carl, B.A. (1985). Risk and Modeling Using Rirect Solution of NonlinearApproximation of the Utility Function. American Journal of Agricultural Economics. Vol. 67, February 1985.

Londo, P. 2012. Bencana Ekologi Dampak Perubahan Iklim, Tanggung Jawab Siapa?. Kompasiana. www.Kompasiana.Com (Diakses 14 November 2012)

Mantra, I. B., 1998, Langkah-langkah Penelitian Survei Usulan Penelitian dan Laporan Penelitian, Badan Penerbitan Fakultas Geografi, Universitas Gadjah Mada, Yogyakarta.

Morduch, J., 1992, Risk Production and Saving: Theory and Evidence from India Household, Mimeo, Departement of Economics, Harvard University.

Nelson, G.C., et al., 2014. Agriculture and Climate Change in Global Scenarios: why don’t the models agree, Agricltural Economics,45, 2014, hal. 85-101.

Sadoulet, E., and A. D. Janvry, 1995, Quantitative Development Policy Analysis, The John Hopkins University Press, Baltimore.

Singarimbun, M dan S. Effendi, (eds), 1989, Metode Penelitian Survei, LP3ES, Yogyakarta.

Sugiyono, 2009, Metode Penelitian Bisnis (Pendekatan Kuantitatif, Kualitatif dan R&D., Alfabeta, Bandung.

Takasaki, Y., B. L., Barham and O. T. Coomes, 2004, Risk coping strategies in tropical forests: floods, illnesses, and resource extraction. Environtment and Development Economics, Cambridge University Press. UK.

Putri, N.E. 2010. Strategi Antisipasi Penurunan Produksi Akibat Banjir Pada Petani Sawah Di Kecamatan Belitang Kabupaten Oku Timur. Penelitian Dosen Muda Sateks Unsri. Universitas Sriwijaya. Indralaya.

Putri, N.E. 2012. Analisis Keberlanjutan Wilayah Pasang Surut. Tesis Sekolah Pascasarjana Institut Pertanian Bogor. Ipb. Bogor.

Sudaryono, 2002, Pengelolaan Daerah Aliran Sungai (DAS) Terpadu, Konsep Pembangunan Berkelanjutan, BPPT.

Rustiadi Et al. 2011. Perencanaan Dan Pengembangan wilayah. Crespent Press dan yayasan Pustaka Obor Indonesia. Jakarta.

Sobur, Alex. 2003. Psikologi Umum. Pustaka Setia. Bandung

Supranto, J. 2000. Teknik Sampling. Jakarta : Rineka Cipta.




DOI: https://doi.org/10.21776/ub.jepa.2019.003.03.1

Refbacks

  • There are currently no refbacks.


Copyright (c) 2019 J E P A

Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.